Welcome to the Journal of Finance and Management!

This publication is established as a benchmark for in-depth analysis, original research, and strategic insights across the diverse domains encompassed by the GAFM Global Academy of Finance and Management. Under the patronage of GAFM, our primary mission is to advance knowledge and foster academic and professional excellence in the following key thematic areas: Finance, Accounting, Project Management, Economics, Risk, International Negotiations, Governance, Cybersecurity, Artificial Intelligence, Marketing, Logistics, Leadership, Data Analysis, Auditing, and Corporate Sustainability, alongside other related disciplines fundamental to the Academy's certifications and programs.

With an unwavering commitment to scientific rigor and practical relevance, the Journal is designed as an essential platform for researchers, academics, professionals, and students. Our objective is to provide continuous updates on emerging trends, recent discoveries, and best practices shaping the global business and financial management landscape. We publish empirical and theoretical articles, systematic literature reviews, applied case studies, and critical essays that contribute substantially to the advancement of theory and praxis within our fields of interest.

The editorial board comprises internationally renowned experts, ensuring a rigorous and impartial double-blind peer-review process. We invite researchers from across the globe to submit their manuscripts, thereby enriching intellectual exchange and expanding the frontiers of knowledge.

We invite you to join us on this journey of continuous development and academic innovation. Whether you are a contributing author, an engaged reader, or a professional seeking advancement, the Journal of Finance and Management represents your gateway to the future of finance and management.